800.467.8152

LET'S TALK

FINANCIAL PLANNING

DONE RIGHT

So you can keep more of your money

LET'S TALK

WHAT IS THREATENING YOUR MONEY?

HIGH
TAXES
VOLATILE
MARKETS
POLITICAL
RISK
LET'S TALK

WANT TO REDUCE YOUR TAXES?

TAXES CAN DESTROY YOUR RETIREMENT

Having a large amount of retirement savings does not mean you will retire the way you envision. Every withdrawal may be subject to increasingly higher taxes. US National debt is the highest it’s been in history and continues to grow. Where do you think they’ll look to pay it back down? Your accounts.

RETIRE NEARLY
TAX-FREE
You can have a tax-free retirement when set up correctly. By making use of powerful, but little-known provisions in the tax code, you can arrange your savings to avoid excessive taxation in retirement. In other words, you can obtain the ways to pay as little tax as legally possible.
THIS IS WHAT
WE DO

It’s easy to be paralyzed by uncertainty or fear and end up doing nothing. By doing nothing, you get nothing. You end up shelling out more money for taxes than you ever expected. It doesn’t have to be that way. With the help of expert tax attorneys, explorers of the tax code, and experienced financial planners, you can obtain a nearly tax-free retirement.

LET'S TALK

So many financial plans are incomplete and incapable of holding up to turbulent times. At RGA, we give you a customized 5 Pillar Financial Plan that covers the major areas of investment, retirement, and tax reduction so your plan is strong, crystal clear, and gives you confidence about your finances and future.

LET'S TALK

5 PILLAR FINANCIAL PLAN

TAX
REDUCTION
PLANNING

ONGOING
PORTFOLIO
STRESS-TESTING

INDIVIDUALIZED
INVESTMENT
COACHING

RETIREMENT
INCOME
ROAD-MAPPING

TOTAL
ESTATE
PLANNING

LET'S TALK
LEARN MORE

YOU DESERVE BETTER

At RGA, we know you want to be financially free. To get there you need a smart plan that covers all areas of your financial life. The problem is a cookie-cutter plan from the average advisor is not truly customized to your unique situation. You deserve better. We understand that going through financial details and complexities can feel daunting. That’s why we do it for you by using a multidisciplinary team approach to financial planning. At RGA, we give every client concierge-level access to in-house tax attorneys, accountants, financial advisors, and licensed insurance professionals. Our team creates a 5 Pillar Financial Blueprint that includes tax reduction, portfolio stress-testing, investment coaching, retirement income road-mapping, and specialized estate planning. So book an appointment to stop worrying and start taking control of your future.
LET'S TALK

ACHIEVE YOUR DREAM RETIREMENT WITH RGA

01

Book your free
Strategy Session

02

Receive your
customized plan

03

Enjoy retirement
on your terms!

LET'S TALK

5 MUST DO’S FOR A SUCCESSFUL RETIREMENT

There are five essential must do’s when planning for your retirement so you can live the life you’ve always dreamed of. Download this free guide to ensure you achieve your blissful retirement.

1415 Panther Lane, Naples, FL 34109
2001 US Hwy 46, Ste 209, Parsippany, NJ 07054
(800) 467-8152 | info@ronaldgelok.com

LET'S TALK

Investment advisory services offered through Ronald Gelok & Associates, LLC, a FL, NJ Registered Investment Advisor.
Insurance products offered through Ronald Gelok & Associates, Inc., a FL, NJ Licensed Insurance Producer.
Privacy Policy

FINANCIAL PLANNING DONE RIGHT

So you can keep more of your money

LET'S TALK

WHAT IS THREATENING YOUR MONEY?

HIGH
TAXES
VOLATILE
MARKETS
POLITICAL
RISK
LET'S TALK

WHAT IS THREATENING YOUR MONEY?

HIGH
TAXES
VOLATILE
MARKETS
POLITICAL
RISK
LET'S TALK

WANT TO REDUCE YOUR TAXES?

TAXES CAN DESTROY YOUR RETIREMENT

Having a large amount of retirement savings does not mean you will retire the way you envision. Every withdrawal may be subject to increasingly higher taxes. US National debt is the highest it’s been in history and continues to grow. Where do you think they’ll look to pay it back down? Your accounts.

RETIRE NEARLY
TAX-FREE
You can have a tax-free retirement when set up correctly. By making use of powerful, but little-known provisions in the tax code, you can arrange your savings to avoid excessive taxation in retirement. In other words, you can obtain the ways to pay as little tax as legally possible.
THIS IS WHAT
WE DO

It’s easy to be paralyzed by uncertainty or fear and end up doing nothing. By doing nothing, you get nothing. You end up shelling out more money for taxes than you ever expected. It doesn’t have to be that way. With the help of expert tax attorneys, explorers of the tax code, and experienced financial planners, you can obtain a nearly tax-free retirement.

LET'S TALK

So many financial plans are incomplete and incapable of holding up to turbulent times. At RGA, we give you a customized 5 Pillar Financial Plan that covers the major areas of investment, retirement, and tax reduction so your plan is strong, crystal clear, and gives you confidence about your finances and future.

LET'S TALK

5 PILLAR FINANCIAL PLAN

TAX
REDUCTION
PLANNING

ONGOING
PORTFOLIO
STRESS-TESTING

INDIVIDUALIZED
INVESTMENT
COACHING

RETIREMENT
INCOME
ROAD-MAPPING

TOTAL
ESTATE
PLANNING

LET'S TALK
LEARN MORE

YOU DESERVE BETTER

At RGA, we know you want to be financially free. To get there you need a smart plan that covers all areas of your financial life. The problem is a cookie-cutter plan from the average advisor is not truly customized to your unique situation. You deserve better. We understand that going through financial details and complexities can feel daunting. That’s why we do it for you by using a multidisciplinary team approach to financial planning. At RGA, we give every client concierge-level access to in-house tax attorneys, accountants, financial advisors, and licensed insurance professionals. Our team creates a 5 Pillar Financial Blueprint that includes tax reduction, portfolio stress-testing, investment coaching, retirement income road-mapping, and specialized estate planning. So book an appointment to stop worrying and start taking control of your future.
LET'S TALK

ACHIEVE YOUR DREAM RETIREMENT WITH RGA

01

Book your free
Strategy Session

02

Receive your
customized plan

03

Enjoy retirement
on your terms!

LET'S TALK

ACHIEVE YOUR DREAM RETIREMENT WITH RGA

01

Book your free
Strategy Session

02

Receive your
customized plan

03

Enjoy retirement
on your terms!

LET'S TALK

5 MUST DO’S FOR A SUCCESSFUL RETIREMENT

There are five essential must do’s when planning for your retirement so you can live the life you’ve always dreamed of. Download this free guide to ensure you achieve your blissful retirement.

1415 Panther Lane, Naples, FL 34109
2001 US Hwy 46, Ste 209, Parsippany, NJ 07054
(800) 467-8152 | info@ronaldgelok.com

Investment advisory services offered through Ronald Gelok & Associates, LLC, a FL, NJ Registered Investment Advisor.
Insurance products offered through Ronald Gelok & Associates, Inc., a FL, NJ Licensed Insurance Producer.
Privacy Policy

5 MUST DO'S FOR A SUCCESSFUL RETIREMENT

5 MUST DO'S FOR A SUCCESSFUL RETIREMENT

There are five essential must do's when planning for your retirement so you can live the life you've always dreamed of. Download this free guide to ensure you achieve your blissful retirement.

You did it! Check your email for your free guide!

By submitting your email you agree to receive newsletters, updates, and other emails from our team. You understand you may unsubscribe at any time.

You did it! Check your email for your free guide!

By submitting your email you agree to receive newsletters, updates, and other emails from our team. You understand you may unsubscribe at any time.

BETHANY J LONGFELLOW Creative Director 862.207.3891 bethany@ronaldgelok.com

BETHANY J LONGFELLOW

Creative Director

862.207.3891

bethany@ronaldgelok.com

 

Bethany works remotely from her home in SW Missouri. With her Bachelor of Fine Arts focused in Design and Photography from Mason Gross School of the Arts at Rutgers University, Bethany assists creatively in RGA’s marketing department with graphic design, videography, and photography.

Bethany has 20+ years of riding, training, and managing horses and horse stables. When she’s not working, you can usually find her hanging out with her two horses, Sassy & Jax, and her two hounds, Banjo & Heidi.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

TAMMIE BARONE Director of Client Services 862.207.3841 tamara@ronaldgelok.com

TAMMIE BARONE

Director of Client Services

862.207.3841

tamara@ronaldgelok.com

 

Prior to Tammie joining RGA, she worked in investment management with several investment firms, including MassMutual Financial and Northwestern Mutual. She has been working and assisting in investment and insurance services since 2002. She is a dedicated and valued asset to our team as Director of Client Services.

Born and raised in Morris County, Tammie currently resides in Essex County, where she enjoys any outdoor activities and volunteering with her dog Mackenzie at various senior centers.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

CHRISTIAN VIVAS Vice President of Marketing Services 862.207.3851 christian@ronaldgelok.com

CHRISTIAN VIVAS

Vice President of Marketing Services

862.207.3851

christian@ronaldgelok.com

 

As the Vice President of Marketing Services, Christian is in charge of all internal and external marketing material that RGA provides to our clients and the general public. He is responsible for scheduling and booking venues for our live educational presentations in the community around the North Jersey and Central areas. Christian oversees the production of our media content and spearheads our social media presence so that we may disseminate valuable information online.

Working hand-in-hand with our operations team, he has produced numerous educational and informative productions stemming from our Monthly Economic Update, Weekly Newsletters, Blogs, and our Resource Page, and maintains our website. 

Christian received his Bachelors and Masters Degree from Rutgers University in 2007 and 2010 respectively. He also provides technical assistance within the office and is whom we rely on most when it comes to data management, analysis, and innovation to increase our ability to communicate with our clients in a manner that suits them best. He inspired our use of online video web conferences in order for us to engage our clients from the comfort of their homes, so that bad weather is no longer an issue when we need to communicate face to face.

Christian has been very fortunate in his life and has appeared on TV several times before as part of an instrumental performance ensemble. He has appeared on National Television performing in a scene of, ‘Odd Mom Out,’ and twice appeared as a performer on “The Daily Show” with Jon Stewart.

Christian is also very active as a Group Fitness Instructor across multiple gyms including the Meadowlands YMCA and Fitness Factory in Rockaway, NJ.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

ALINA ESTRIN Executive Assistant to Brian Ginty 862.207.3868 alina@ronaldgelok.com

ALINA ESTRIN

Executive Assistant to Brian Ginty

862.207.3868

alina@ronaldgelok.com

 

Alina was born in Russia, so she is fluent in English and Russian. Prior to joining RGA, Alina worked for the NJ State after carrier with Lehman Brother. Additionally, Alina has a PhD in economics. As Executive Assistant to Brian Ginty, Alina prepares applications, reviews documents, and analyzes illustrations prior to Brian presenting them to our future clients.

Outside of RGA, Aline continues her many years a Yoga, Thai Chi, and Pilates instructor.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

CHRISSY BODEN Director of ContentStrategy 862.207.3841 chrissy@ronaldgelok.com

CHRISSY BODEN

Director of ContentStrategy

862.207.3841

chrissy@ronaldgelok.com

 

Chrissy (Gelok) Boden is a New Jersey native who lives with her husband and two children. Chrissy works with the RGA team, assisting with marketing strategy and content. After earning her Bachelors at Messiah College (2012) and a Masters in Counselling from Eastern University (2014), Chrissy worked as a school counsellor and academic registrar. Now Chrissy is using her experience in counselling and educational leadership to support organizational communications at RGA in order to maximize client care and experience.

When not working, Chrissy's time is mostly spend in the company of her two highly active toddlers, along with family and friends. When she has time to herself, Chrissy loves reading books, riding bikes, discovering new music, and brewing good coffee.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

MICHELE DIDONATO Executive Assistant to Susan Gelok-Cullen 862.207.3805 michele@ronaldgelok.com

MICHELE DIDONATO

Executive Assistant to Susan Gelok-Cullen

862.207.3805

michele@ronaldgelok.com

 

Michele is the Executive Assistant to Susan Gelok-Cullen. Michele manages Susan’s calendar and assists with client services in the RGA Florida branch. Michele has previously worked as an Executive Assistant in some of Philadelphia’s top hospitals and Universities.

Michele has recently moved to Naples, Florida. In her spare time, she enjoys going to the beach, attending concerts, and spending time with her family, especially her dog, Tucker!

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

BRIAN T GINTY, CSSC Financial Advisor & Sertified Structured Settlement Consultant 862.207.3843 brian@ronaldgelok.com

BRIAN T GINTY, CSSC

Financial Advisor & Sertified Structured Settlement Consultant

862.207.3843

brian@ronaldgelok.com

 

Brian was a Senior Vice President for The Halpern Group, a company which facilitated the establishment of trusts for plaintiffs in personal injury disputes. In addition to The Halpern Group, Brian has held senior management positions both at AIG Domestic Life Companies and Prudential Financial. He was also National Sales Director and Senior Vice President of Corporate Development at two of the largest structured settlement brokerage firms.

During his career, Brian has successfully negotiated more than 1000 cases throughout the United States and Canada.  He has been a leader in integrating trust and other financial vehicles to provide comprehensive financial strategies for tort victims. 

Brian is a regular speaker at legal seminars and meetings including the American Association for Justice, the North Carolina Association for Justice and the New Jersey Association for Justice.

Brian is a veteran of the United States Navy where he served as a cryptologist in Misawa. Japan.  During his three years in Japan, Brian played for the base soccer team as well as coached the high school team.  He also taught English and attended the University of Maryland, Far East Division.  He graduated magna cum laude with a dual major in Business Management and Psychology.  Upon his discharge Brian enrolled in Rutgers Graduate School of Management while he began his career in the financial services industry. 

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

SUSAN GELOK-CULLEN Registered Financial Consultant 239.591.6215 susan@ronaldgelok.com

SUSAN GELOK-CULLEN

Registered Financial Consultant

239.591.6215

susan@ronaldgelok.com

 

Susan brings a wealth of experience and knowledge to her role as Managing Director of Florida Operations & Retirement Income Planner for RGA. She is licensed by the Florida Department of Financial Services for Life and Health Insurance. She is a Registered Financial Consultant and one of less than 200 women in the United States to have earned the National Social Security Advisor Certificate.

Whether it’s planning for retirement or college expenses, maximizing income, reducing taxes or assisting with long-term care needs, helping people is one of Susan’s passions. Susan is known for her creativity, strategic planning and individualized approach.

Susan holds a Bachelor of Science in Human Service Management and is a best selling author and Radio Personality. She is licensed in multiple states and has been in Naples for over 10 years!

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

THOMAS J SMITH, MBA, JD, LLM Director of Tax Reduction Planning 862.207.3846 tom@ronaldgelok.com

THOMAS J SMITH, MBA, JD, LLM

Director of Tax Reduction Planning

862.207.3846

tom@ronaldgelok.com

 

Bio coming soon.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

MORGAN KELLY CURRAN Director of Operations 862.207.3808 morgan@ronaldgelok.com

MORGAN KELLY CURRAN

Director of Operations

862.207.3808

morgan@ronaldgelok.com

 

As the Director of Operations, Morgan is involved in every aspect of RGA. Morgan’s primary role is working alongside the Operations Team and the Advisory Team to ensure maximum productivity and efficiency is achieved. Morgan also manages the hiring and training of new employees. Her main objective is for RGA to provide the ultimate client concierge experience. Morgan is an invaluable asset with over seven years’ experience within the financial services industry.

When Morgan is not busy working, she enjoys spending time with her family, seeing shows, and traveling. Morgan is a lover of meditation, 50s, 60s & 70s music, cappuccino, hiking and fine wine.

Email Sent!

By submitting your email you agree to receive emails from Ronald Gelok & Associates.

FREE FINANCIAL STRATEGY SESSION

WE WILL BE CONTACTING YOU SOON!

By submitting your information you agree to receive newsletters, updates, and to be contacted by our team. You understand you may unsubscribe from emails at any time.