800.467.8152
LET'S TALK
FINANCIAL PLANNING
DONE RIGHT
So you can keep more of your money
LET'S TALK
WHAT IS THREATENING YOUR MONEY?
HIGH
TAXES
VOLATILE
MARKETS
POLITICAL
RISK
LET'S TALK
WANT TO REDUCE YOUR TAXES?
TAXES CAN DESTROY YOUR RETIREMENT
Having a large amount of retirement savings does not mean you will retire the way you envision. Every withdrawal may be subject to increasingly higher taxes. US National debt is the highest it’s been in history and continues to grow. Where do you think they’ll look to pay it back down? Your accounts.
RETIRE NEARLY
TAX-FREE
You can have a tax-free retirement when set up correctly. By making use of powerful, but little-known provisions in the tax code, you can arrange your savings to avoid excessive taxation in retirement. In other words, you can obtain the ways to pay as little tax as legally possible.
THIS IS WHAT
WE DO
It’s easy to be paralyzed by uncertainty or fear and end up doing nothing. By doing nothing, you get nothing. You end up shelling out more money for taxes than you ever expected. It doesn’t have to be that way. With the help of expert tax attorneys, explorers of the tax code, and experienced financial planners, you can obtain a nearly tax-free retirement.
LET'S TALK

NOW OFFERING MEDICARE SOLUTIONS

You don’t have to navigate the medicare maze alone.

Click the button below to see how RGA can help!

LEARN MORE
So many financial plans are incomplete and incapable of holding up to turbulent times. At RGA, we give you a customized 5 Pillar Financial Plan that covers the major areas of investment, retirement, and tax reduction so your plan is strong, crystal clear, and gives you confidence about your finances and future.
LET'S TALK
YOU DESERVE BETTER
At RGA, we know you want to be financially free. To get there you need a smart plan that covers all areas of your financial life. The problem is a cookie-cutter plan from the average advisor is not truly customized to your unique situation. You deserve better. We understand that going through financial details and complexities can feel daunting. That’s why we do it for you by using a multidisciplinary team approach to financial planning. At RGA, we give every client concierge-level access to in-house tax attorneys, accountants, financial advisors, and licensed insurance professionals. Our team creates a 5 Pillar Financial Blueprint that includes tax reduction, portfolio stress-testing, investment coaching, retirement income road-mapping, and specialized estate planning. So book an appointment to stop worrying and start taking control of your future.
LET'S TALK

ACHIEVE YOUR DREAM RETIREMENT WITH RGA

01

Book your free
Strategy Session

02

Create your
customized plan

03

Enjoy retirement
on your terms!

LET'S TALK

999 Vanderbilt Beach Rd, Ste 200, Naples, FL 34108
1055 Parsippany Blvd, Ste 305b, Parsippany, NJ 07054
(800) 467-8152 | info@ronaldgelok.com

LET'S TALK

Investment advisory services offered through Ronald Gelok & Associates, LLC, a multi-state Registered Investment Advisor.
Insurance products offered through Ronald Gelok & Associates, Inc., a multi-state Licensed Insurance Producer.
Securities Offered through AAG Capital, Inc. Member FINRA/SIPC

Privacy Policy | Disclaimer | ADV Part 2A | ADV Part 2B | ADV Part 2A Wrap

Information about securities-registered professionals may be found at FINRA BROKERCHECK.
Member FINRA/SIPC

 

FINANCIAL PLANNING DONE RIGHT
So you can keep more of your money
LET'S TALK
WHAT IS THREATENING YOUR MONEY?
HIGH
TAXES
VOLATILE
MARKETS
POLITICAL
RISK
LET'S TALK
WHAT IS THREATENING YOUR MONEY?
HIGH
TAXES
VOLATILE
MARKETS
POLITICAL
RISK
LET'S TALK
WANT TO REDUCE YOUR TAXES?
TAXES CAN DESTROY YOUR RETIREMENT
Having a large amount of retirement savings does not mean you will retire the way you envision. Every withdrawal may be subject to increasingly higher taxes. US National debt is the highest it’s been in history and continues to grow. Where do you think they’ll look to pay it back down? Your accounts.
RETIRE NEARLY
TAX-FREE
You can have a tax-free retirement when set up correctly. By making use of powerful, but little-known provisions in the tax code, you can arrange your savings to avoid excessive taxation in retirement. In other words, you can obtain the ways to pay as little tax as legally possible.
THIS IS WHAT
WE DO
It’s easy to be paralyzed by uncertainty or fear and end up doing nothing. By doing nothing, you get nothing. You end up shelling out more money for taxes than you ever expected. It doesn’t have to be that way. With the help of expert tax attorneys, explorers of the tax code, and experienced financial planners, you can obtain a nearly tax-free retirement.
LET'S TALK

NOW OFFERING MEDICARE SOLUTIONS

You don’t have to navigate the medicare maze alone.

Click the button below to see how RGA can help!

LEARN MORE
So many financial plans are incomplete and incapable of holding up to turbulent times. At RGA, we give you a customized 5 Pillar Financial Plan that covers the major areas of investment, retirement, and tax reduction so your plan is strong, crystal clear, and gives you confidence about your finances and future.
LET'S TALK
YOU DESERVE BETTER
At RGA, we know you want to be financially free. To get there you need a smart plan that covers all areas of your financial life. The problem is a cookie-cutter plan from the average advisor is not truly customized to your unique situation. You deserve better. We understand that going through financial details and complexities can feel daunting. That’s why we do it for you by using a multidisciplinary team approach to financial planning. At RGA, we give every client concierge-level access to in-house tax attorneys, accountants, financial advisors, and licensed insurance professionals. Our team creates a 5 Pillar Financial Blueprint that includes tax reduction, portfolio stress-testing, investment coaching, retirement income road-mapping, and specialized estate planning. So book an appointment to stop worrying and start taking control of your future.
LET'S TALK

ACHIEVE YOUR DREAM RETIREMENT WITH RGA

01

Book your free
Strategy Session

02

Create your
customized plan

03

Enjoy retirement
on your terms!

LET'S TALK

999 Vanderbilt Beach Rd, Ste 200, Naples, FL 34108
1055 Parsippany Blvd, Ste 305b, Parsippany, NJ 07054
(800) 467-8152 | info@ronaldgelok.com

LET'S TALK

Investment advisory services offered through Ronald Gelok & Associates, LLC, a multi-state Registered Investment Advisor.
Insurance products offered through Ronald Gelok & Associates, Inc., a multi-state Licensed Insurance Producer.
Securities Offered through AAG Capital, Inc. Member FINRA/SIPC

Privacy Policy | Disclaimer | ADV Part 2A | ADV Part 2B | ADV Part 2A Wrap

Information about securities-registered professionals may be found at FINRA BROKERCHECK.
Member FINRA/SIPC

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BETHANY J LONGFELLOW

Director of Client Engagement

862.207.3891

bethany@ronaldgelok.com

 

Bethany works remotely from her home in southwest Missouri. Bethany handles all the creative aspects for RGA, marketing, webinars, and connect with webinar participants just discovering our firm. Her goal is to help ensure RGA is available to everyone who wants personalized planning to live their dream retirements.

When Bethany’s not working, she rides competively in the jumper ring with her two horses, Sassy & Jax, and enjoys spending time with her three dogs, Banjo, Heidi & Roo. 

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TAMMIE BARONE

Director of Client Services

862.207.3841

tamara@ronaldgelok.com

 

Tammie has over 20 years’ experience working with and assisting financial advisory firms and has been a dedicated team member at RGA for nearly 10 years. As the Director of Client Services at the firm, she is the “go to” for all of our clients’ needs. Tammie maintains her Life and Health Insurance license in NJ, is dearly cherished by our clients, and if you ask any one of them, they will tell you that her passion is helping people.

Born and raised in Morris County, Tammie currently resides in Essex County, where she enjoys any outdoor activities, cooking and spending time with family, friends and her 2 dogs.

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CHRISTIAN VIVAS

Financial Advisor

862.207.3851

christian@ronaldgelok.com

 

Christian is a New Jersey native and received his Bachelor’s and Master’s Degree from Rutgers University in 2007 and 2010 respectively. He is an intricate member of the Financial Planning Team whose primary focus is on Income & Expense Projection and Lifetime Income Needs. He provides our clients with a comprehensive and educational explanation of the solutions that RGA provides that is easy to understand. Christian developed our Income Tax Reduction Analysis and spearheads strategic research initiatives for new, innovative solutions to retirement planning. Christian also oversees all marketing content and procedures while assisting with business development initiatives.

Outside of the firm, Christian spends his time teaching group fitness at YMCAs and private gyms. At home he unwinds by listening to music, taking care of his Guinea Pigs, and spending time with his wife Sarah, and their dog Chimichanga.

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ALINA ESTRIN

Executive Assistant to Brian Ginty

862.207.3868

alina@ronaldgelok.com

 

Alina was born in Russia, so she is fluent in English and Russian. Prior to joining RGA, Alina worked for the NJ State after carrier with Lehman Brother. Additionally, Alina has a PhD in economics. As Executive Assistant to Brian Ginty, Alina prepares applications, reviews documents, and analyzes illustrations prior to Brian presenting them to our future clients.

Outside of RGA, Aline continues her many years a Yoga, Thai Chi, and Pilates instructor.

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CHRISSY BODEN

Strategic Initiatives Coordinator

862.207.3866

chrissy@ronaldgelok.com

 

Chrissy (Gelok) Boden serves as Strategic Initiatives Coordinator at Ronald Gelok & Associates. In this role, she leads the coordination and execution of the firm’s key strategic initiatives, including innovation and AI-driven projects. She ensures priorities move forward with clear next steps, defined ownership, and structured timelines — keeping projects organized, aligned, and advancing.

Chrissy earned her Bachelor’s degree from Messiah College in 2012 and a Master’s degree in Counseling from Eastern University in 2014. She began her professional career in education as a school counselor and academic registrar, where she developed expertise in communication, systems management, and client-centered support.

Today, she applies that background to operational leadership at RGA, strengthening internal execution, enhancing organizational communications, and supporting a seamless client experience. Her work helps ensure that the firm’s strategic priorities translate into consistent, high-quality service for clients.

Chrissy is a New Jersey native and enjoys spending time with her husband and their three children, along with extended family and friends. When she has a quiet moment, she enjoys reading, biking, discovering new music, and brewing a great cup of coffee.

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BRIAN T GINTY, CSSC

Financial Advisor & Certified Structured Settlement Consultant

862.207.3843

brian@ronaldgelok.com

 

Brian was a Senior Vice President for The Halpern Group, a company which facilitated the establishment of trusts for plaintiffs in personal injury disputes. In addition to The Halpern Group, Brian has held senior management positions both at AIG Domestic Life Companies and Prudential Financial. He was also National Sales Director and Senior Vice President of Corporate Development at two of the largest structured settlement brokerage firms.

During his career, Brian has successfully negotiated more than 1000 cases throughout the United States and Canada.  He has been a leader in integrating trust and other financial vehicles to provide comprehensive financial strategies for tort victims. 

Brian is a regular speaker at legal seminars and meetings including the American Association for Justice, the North Carolina Association for Justice and the New Jersey Association for Justice.

Brian is a veteran of the United States Navy where he served as a cryptologist in Misawa. Japan.  During his three years in Japan, Brian played for the base soccer team as well as coached the high school team.  He also taught English and attended the University of Maryland, Far East Division.  He graduated magna cum laude with a dual major in Business Management and Psychology.  Upon his discharge Brian enrolled in Rutgers Graduate School of Management while he began his career in the financial services industry. 

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HELENA MATTIOLI-KING

Operations Coordinator

862.207.3846

helena@ronaldgelok.com

 

As RGA's Operations Coordinator, Helena ensures the company functions efficiently and effectively on a day-to-day basis. She is a vital part of both the Operations and Retirement Planning Teams. With both her Bachelor's and Master's degrees from Ramapo College, Helena continues to use her education and prior work experience to continue to go above and beyond for RGA and our clients.

Outside of RGA, Helena enjoys spending time with her beloved cats, Rosie and Jelly. She also enjoys reading and spending time with her family.

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THOMAS J SMITH, MBA, JD, LLM

Director of Tax Reduction Planning

862.207.3846

tom@ronaldgelok.com

 

Bio coming soon.

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MORGAN KELLY WINTRINGHAM

Director of Operations & Certified Financial Fiduciary

862.207.3808

morgan@ronaldgelok.com

 

With sixteen years of experience in the financial services industry, Morgan plays a central leadership role in ensuring every client experience reflects precision, clarity, and care. Having spent more than a decade with the firm, she partners closely with the Advisory and Leadership teams to translate thoughtful retirement strategies into seamless execution. From overseeing client onboarding to strengthening internal infrastructure and developing team members, she helps maintain the high standards and concierge-level service the firm is known for. As a Certified Financial Fiduciary®, she is committed to upholding the structure, accountability, and stewardship that support each client’s long-term success.

Outside of the office, Morgan has been married to her husband, Stephen, for four years and is the proud mother of their one-year-old son, Ronan, who keeps her joyfully busy. Family is at the center of everything she does, and much of her time outside of work is spent creating a warm home and fully embracing this season of motherhood.

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GINA RUSSO

Wealth Management Coordinator

862.207.3847

gina@ronaldgelok.com

 

Gina Russo is based in New York and has a deep appreciation for both learning and connection. She is an avid reader who enjoys exploring new ideas through books and loves discovering new restaurants and experiencing different cuisines, always eager to try something new.

Above all, Gina values spending quality time with her family and friends, whether that means sharing a meal, having meaningful conversations, or simply enjoying each other’s company. She believes that balance, curiosity, and strong relationships are what make life truly fulfilling.

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DAN SHERMAN

Financial Advisor

862.207.3860

dan@ronaldgelok.com

 

 

Bio coming soon!

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LEAH SCHMIDT

Office Administrator

862.207.3801

leah@ronaldgelok.com

 

Leah is the Office Administrator who enjoys supporting the team behind the scenes and helping keep everything running smoothly. Known for her organization, reliability, and attention to detail, Leah takes pride in being someone others can count on. Leah is committed to professionalism and creating a positive, efficient office environment for both colleagues and clients. Born and raised in New Jersey, Leah is a big family person and a dog lover at heart.

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